Remington Federal Credit Union has many types of loans to meet our members’ needs.

Applying for a loan is easy you can print the loan application using adobe acrobat, click here. Once you have filled it out you can send it to the credit union by fax or mail. On receipt we will immediately process your application.

Remington Federal Credit Union
PO Box 388
Ilion, NY 13357
315-894-9926 fax machine

You may also apply online by clicking here.

Type	Term	Annual Percentage Rate
New Car	Up to 72 months	As low as 4.49%
Used Car	Up to 72 months	As low as 4.49%
Personal Loans	Up to 60 months	As low as 8.75%
Boats & Motorhomes	Up to 120 months	As low as 6.00%
Miscellaneous Secured	Up to 60 months	As low as 7.75%
Share Secured	Up to 120 months	As low as 4.00%
Home Equity Line of Credit	Up to 180 months	variable

We offer financing for new and used automobiles at very competitive rates. We offer financing up to 72 months based on the year of the vehicle. The rates are based on the year of the vehicle, the term of the loan, and your credit score.

We offer personal loans to our members in amounts up to $10,000 with a maximum term of 60 months based on the amount of the loan. These loans are based on the member’s credit and the loans are unsecured. The rate on these loans is determined by the term and the credit score of the member.

We offer financing for boats and motor homes at competitive rates. We offer financing up to 120 months based on the year of the vehicle. The rates are based on the year of the vehicle, the term of the loan, and your credit score.

We offer financing for snowmobiles, motorcycles, lawn tractors, and other items on a secured basis. We offer financing up to 60 months based on the amount of the loan. The rates are based on the year of the vehicle, the term of the loan, and your credit score.

A member can pledged a share account to receive a lower rate on the loan. The credit union will place a hold on the share account in the amount of the loan. This is a great way to get a better rate on a loan and not touch your savings.

A member can pledged a certificate to receive a lower rate on the loan. The credit union will place a hold on the certificate in the amount of the loan. The term of the certificate must be the same as the term of the loan. The rate will be 1.25% over the certificate rate.

Members can use the equity in their home to obtain a line of credit with the Remington FCU. We will finance up to 90% of the equity in the member’s home. The rate is variable and is based on the 11th District cost of funds plus 3.00%. The member is responsible for the cost of the appraisal and all costs if the line is closed within three years of the closing.

We offer a full line of MasterCard products to meet the needs of our members. Please stop in to see what Remington FCU has to offer to replace your high rate credit card accounts.